Due to the fall of interests rates the rise of credit offers, the market develops the need to concede credit with more agility e safety. In order to supply this demand, Tools developed the Private Label Card that contemplates all the operations of a traditional credit card in addition to the advantages of a parcelled credit with interests. It is prepared for the following products: Personal Credit and Payroll Registration.

The Private Label differs from a traditional card, as it was developed with total flexibility enabling the creation of various products with taxes and financing periods for the SPREAD composition, always focused on a differentiated treatment for customer and merchant, strengthening the faithfulness bonds between them.